What 2026 Holds for Real Estate — Nationally and in Charleston

As we settle into 2026, the real estate market is entering a new phase — one defined not by wild swings, but by stability, opportunity, and informed decision-making.

Across the country, economists are painting a picture of a more balanced housing market. After several years of dramatic price growth and volatility, 2026 is expected to bring moderate home price increases rather than steep climbs. Many forecasts now project national home-price growth to be around 1–4% this year, with slightly lower mortgage rates compared to 2025 helping keep buyer interest steady. Mortgage rates are widely expected to average near 6% — still historically high compared to the ultra-low rates of recent years, but lower and more predictable than in much of 2024 and 2025

Alongside price stability, several trends are shaping how people think about housing in 2026:

• Affordability edges up slowly, as wage growth outpaces home price increases in many areas
• Inventory rises modestly, giving buyers more options in some markets.
• Technology continues to transform how homes are marketed and searched, including tools that make property discovery more personalized and efficient.

While inventory remains below long-term norms, the overall narrative is one of steady demand without a frenzy, and a market that favors thoughtful planning over reactive moves.

Looking Local: Charleston’s 2026 Real Estate Landscape

In Charleston, the headlines are similar — but influenced by our unique coastal lifestyle and persistent demand. Experts forecast that the Charleston housing market in 2026 is likely to remain resilient and steady. This doesn’t mean explosive growth, but rather consistent, sustainable movement — a welcome shift after years of rapid price increases

Here are the key themes shaping the local market:

1. Demand Stays Strong

People continue to be drawn to Charleston for its quality of life, job growth, and coastal charm. That steady in-migration keeps buyer interest high across a range of price points.

2. Home Prices Likely to Rise Moderately

Forecasts suggest modest home-price gains rather than dramatic jumps. Many local professionals expect continued appreciation — especially in desirable neighborhoods — but at a rate that feels more measured than in the boom years

3. Inventory Still Matters

Like many markets nationwide, Charleston faces a supply challenge, particularly in the sub-$500K segment. More listings help buyers, but limited inventory in hot price bands means smart pricing and positioning remain important for sellers. 

4. Diverse Buyer Landscape

From first-time buyers to second-home seekers and relocating families, Charleston’s market is broadening. For buyers, increased inventory — even if modest — offers more choice. For sellers, being strategic before competition increases can be an advantage.

A Smart Next Step Before You Make a Move

Whether you’re buying, selling, or simply thinking ahead, one of the most important decisions you’ll make is choosing the right agent. Before you start that conversation, I’ve put together a simple resource I often share with clients called, “Top 10 Questions Smart Homeowners Ask Before Choosing a Real Estate Agent.” 

It’s designed to help you:

• Understand how an agent actually works for you
• Cut through industry jargon and promises
• Ask clearer, more confident questions
• Make a decision that feels informed — not rushed
  
  

This guide isn’t about convincing you to work with anyone in particular. It’s about empowering you to choose well, whenever the time is right.

👉 Click the “Top 10 Questions to Ask an Agent” guide here for your successful use.

So What Does This Mean for You?

For buyers, 2026 offers a landscape where:

• more options may be available,
• interest rates are stabilizing, and
• prices are not skyrocketing.

This can create a better environment for planning your entry into the market.

For sellers, the year rewards those who:

• price realistically,
• prepare homes well,
• and market thoughtfully in a balanced space where buyers feel confident.

 For both groups, the key is strategy over panic. Real estate in 2026 isn’t about dramatic gains or declines — it’s about making smart, long-term decisions in a grounded marketplace.

If you’re curious about how these trends specifically affect your neighborhood or property goals this year, I’d be glad to talk them through with you. Just reach out anytime.

Sean

🍃 Serving with care, perspective, and experience. Sean JAGER, Broker/REALTOR®

(843) 224-7221 | (864) 404-8783 | sean@thejagerteam.com

Not sure how to choose the right agent? Before you decide, click to read my   Top 10 Questions to Ask an Agent guide — a simple resource designed to help you choose with clarity and confidence. Also, you can access the guide by scanning or clicking the QR code:

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